Fractional CFO services in Plano, from a team that works here.

Why Plano companies outgrow their finance function fast

Plano sits at the center of one of the fastest-growing corridors in the country. National headquarters such as Toyota Motor North America moved here, and a dense layer of suppliers, service firms and technology companies grew up around them.

That creates a particular pressure for a private company. Your customers are large and sophisticated. They pay on their terms, they audit their vendors, and they expect clean numbers on request.

A business that wins a contract like that often grows faster than its cash. Receivables stretch, payroll climbs ahead of collections, and the bank balance stops being a reliable guide. That is usually the moment a company calls us.

Signs your Plano business needs a fractional CFO

• A large customer moved you to 60 or 90 day terms, and payroll now runs ahead of collections.
• A corporate customer asked for financial statements or a vendor audit, and producing them took weeks.
• Revenue is up, but you cannot say which customers or service lines actually make money.
• Your banker asked for a forecast and you sent last year's tax return instead.
• You make most decisions from the bank balance, because it is the only number you trust.

If two or more of these sound familiar, the problem is rarely effort. It is that the finance function was built for a smaller business.

Fractional CFO services for Plano companies

• Fractional CFO LeadershipA dedicated CFO backed by a Senior CFO who reviews the work.
• Cash Flow StrategyA 13-week rolling forecast, updated weekly, so tight weeks show up early.
• Capital and Transaction AdvisoryDebt structuring, equity raises, M&A and exit readiness.
• Financial Reporting and DashboardsA monthly close and the handful of numbers that run the business.
• Strategic Financial PlanningBudgets and long-range plans tied to the forecast you use.
• Financial AssessmentsA fixed-fee review in three to four weeks, $5,000 to $10,000.

Plano businesses we serve

• Professional and technology servicesProject margins, utilization and cash timing on long payment terms. We show profitability by client and by service line, so pricing decisions rest on real numbers.
• Founder-led companiesThe first real finance function, built foundation first. Trustworthy books and a 13-week forecast come before dashboards and long-range plans.
• Trades, construction and home servicesCollin County growth keeps contractors busy and short of cash. We build WIP schedules your surety trusts and manage cash around retainage.
• Owners preparing to sellClean, defensible numbers before a buyer starts asking. Diligence goes faster, and fewer surprises reach the price.

How much does a fractional CFO cost in Plano?

We price by scope on a monthly retainer, not by the hour, so your cost does not rise in a complicated month. Clients typically spend 30 to 40 percent less than a full-time CFO, who costs $200,000 or more a year in salary, benefits and bonus.

For a smaller first step, a Financial Assessment is a fixed fee of $5,000 to $10,000, scoped in advance and delivered in three to four weeks. The price in the engagement letter is the price you pay. See how our pricing works.

How we work with Plano clients

Your CFO works on your weekly rhythm: a cash meeting, the forecast update and the decisions it raises. Monthly, we close the books under our cadence and walk you through what changed.

Because we are local, we sit in on lender meetings, planning sessions and board meetings in person. The Clarity Call that starts it all can happen at our office, at yours, or on video.